At any other time Mac would have been more curious about the encounter, but just then Isabella sank into him, her tears spilling from her eyes.

Cameron sat on the sofa in the very place Ainsley had occupied and pulled out his whiskey flask. “I was on my way to you with the news, Isabella, when I met Mac,” he said. “I can poke around the City if you’d like and find out what happened. Hart has friends in moneyed places who can find out how up against it your father truly is.”

Isabella shook her head. “It doesn’t matter. I only want to make certain my mother is all right. She’s never very good at managing in a crisis. And Louisa will be heartbroken. This will mean she’ll have no debut ball.”

“Not necessarily,” Mac said. “Your father is lucky that his son-in-law is so rich and well connected. Hart knows the best financial wizards in the City—in all of England and Scotland, for that matter. I’ll see what can be done to save your father from destitution, and your sister can go on with her plans for her coming-out.”

“He’ll not let you,” she said sadly. “He’ll never take a penny from a Mackenzie.”

“We’ll fix it so that he never knows. It sounds like an entertaining endeavor. I’ll save him and keep his pride intact.”

The small smile she gave him made Mac feel better. The expression Isabella had worn when he’d entered the room had reminded him strongly of the one he’d seen on her face the night he’d come home after her miscarriage. Mac hadn’t been able to fix that tragedy, but he might be able to fix this one.

He got Isabella to agree to go upstairs and let Evans look after her, and then he and Cameron departed for the City to find out what they could.

Unfortunately, when Mac and Cameron met with Hart’s man at the Exchange, he confirmed that Lord Scranton’s situation was dire indeed. He’d not only been involved in bad investment schemes, but he’d borrowed heavily from banks and friends in order to do so. Now, those banks and friends were demanding to be repaid. In addition, it looked as though Lord Scranton had also been dipping his hands into funds from a syndicate he’d formed with some old school friends, and now he couldn’t replace their money. He’d certainly dug himself in deep.

Mac did not want to report this awfulness to Isabella. He stayed away until late that night, trying to come up with ways to mitigate the damage. If he worked hard enough perhaps he wouldn’t have to explain until things were slightly less awful.

He arrived home after Isabella had gone to bed, but he found her awake in the bed in his room, waiting for him. Mac held her, neither of them speaking, both of them worrying, until they fell asleep in exhaustion.

The next day, still more dire news reached Isabella. Inspector Fellows sent Mac a note to tell him that Earl Scranton was dead, having died of apoplexy in the night.

Chapter 19

The Season opened as usual with a grand ball of the Lady formerly of Mount Street. Her North Audley Street residence was resplendent, her three brothers-in-law, including the duke, helping her to host the festivities. Rumor had it that her estranged Lord had holed up in Paris with a Lady Paramour, but that rumor is happily false. He spends his days brooding in Mount Street, or wandering alone about the Continent, or sequestering himself in the ducal castle in Scotland, while his wife remains a glittering and popular hostess. —January 1880

“Mama.” Isabella rushed across her mother’s drawing room to the woman standing still as marble near the window. Lady Scranton turned at her footsteps, then with a sob, caught Isabella in her arms.

Mother and daughter held each other for a long moment, rocking and crying. Isabella sensed rather than heard Mac enter behind her, his presence filling the room like the sun after a long cold snap.

Lady Scranton disengaged from the hug and seized Isabella’s hands. She was dressed from head to foot in black, her eyes swollen and red behind her veil. “Oh, my child, I thought I would never see you again.”

“How could you not? Of course I would come to you, Mama. Of course you would see me again.”

“I thought . . .” She trailed off on another sob. “I thought you would hate me.”

“Never. Come and sit down, Mama. You need to rest.”

Lady Scranton allowed herself to be led to a sofa. She glanced up as she sat, saw Mac, and gave a start. “Oh. Lord Roland. I didn’t realize.”

“Call me Mac.” He seated himself on a chair, folding his arms on his knees. “I place myself at your service, madam. Anything you need or want done, you tell me, and I shall make it happen. Command me.”

“That is kind, but . . .”

“Mother.” Isabella sat at Lady Scranton’s side, still holding her hand. “This is no time for politeness, and Mac isn’t being polite. I know Papa was ruined. I know the creditors are busy taking everything. I know there isn’t money even for a proper funeral.”

Her mother’s face crumpled. “I have a small widow’s portion—so the solicitors tell me. In a trust.”

“The creditors might find a way to take that too,” Mac said in a gentle voice. “Do nothing until you know, and let me worry about your expenses.”

“I can’t. Isabella, your father would never have wished that I be on your charity.”

Isabella rubbed her mother’s hands, which were cold through her lace gloves. “Of course he never meant for you to be on anyone’s charity. He lost his money trying to make a fortune for you. But we’re family. It isn’t charity at all. It’s what families do.”

Pride warred with desperation in Lady Scranton’s eyes. Isabella saw that her mother did not want to be dependent on Mac, but also that Lady Scranton had been raised in a world in which she’d always been taken care of. A fortune wiped away with a stroke of a pen was not part of her understanding. Neither was a husband wrenched from her by a sudden illness. Isabella’s mother’s back was straight, her posture always perfect, but she trembled like a sapling in a storm.

“Isabella, I don’t know what to do,” she whispered.

“My dear lady,” Mac said, rising. “You do not have to do anything. You sit and have a chat with Isabella, and I will rush about the City putting everything right. By this time tomorrow, all will be well.”

Lady Scranton drew a shuddering breath as she looked up at him. “Why? Why would you do this for me? Lord Scranton refused to let your name even be mentioned in this house.”

Smiling his most charming smile, Mac lifted Lady Scranton’s limp hand in his. “I do it because I love and cherish your daughter.” He leaned and kissed Isabella’s cheek, letting his lips linger on her skin. “Stay with her until I return,” he murmured.

He squeezed Lady Scranton’s hand again, let himself out of the house, and was gone.

“What will he do?” Lady Scranton asked in trepidation.

“Exactly what he said he would,” Isabella said, knowing the truth of her words. “You can put your trust in Mac, Mama. The man does drive me mad, but one thing he is very good at is taking care of people. He has proved that time and again.”

Lady Scranton wiped her eyes on a black lace handkerchief that was nearly sodden. “I thought he would be cold and scornful. I thought he would mock us.”

“He is not so unkind as that. He really is quite generous. His entire family is.”

“We refused to acknowledge him or your marriage, or even let him speak to us about settlements,” Lady Scranton said, sniffling. “We shut him out for stealing you from us. I thought he’d gloat about our ruin, laugh at us when we were forced to live in the gutter.”

“Then you read Mac very wrong. He would never do such a thing. And you will not have to live in the gutter.” Isabella took her mother’s hands again. “Mama, what happened? With Papa, last night, I mean. Can you tell me?”

Lady Scranton looked not so much crushed in grief as very, very tired. “He called me into his study yesterday afternoon and told me he wanted me to take Louisa and go live in Italy, where I would be able to do well on very little. He wanted me to leave then and there, but of course I could not. I asked when he would be joining us, and he said he would not be able to for a long time. He’d stay behind and try to unravel the mess he’d made.” A new tear trickled down her cheek. “He pressed me to pack and go at once, but it took too long—so many arrangements had to be made. I heard him downstairs in the night, but he never went up to his bedroom. I grew worried. In the small hours, I crept down again to his study and found him on the floor, his face all twisted. The room was a mess, papers everywhere, a table overturned where he’d fallen. The doctor said he’d had an apoplectic fit. He’d died instantly, apparently. Very little pain. That at least is a mercy.”

Isabella put her arms around her mother. “Mama, I’m so sorry.”

“God is punishing me, I think. For not having the courage to stand up to your father, for letting him banish you. I went along with it. I refused to see you or let Louisa see you. And now look at me.” Fresh tears trickled down her face.

Isabella rocked her. “God isn’t as cruel as that; you know that in your heart. Mac told me that Papa had started to lose money a long time ago, when I was still at Miss Pringle’s. Everything seemed to go wrong year after year. It was not your fault.”

Lady Scranton raised her head. “Then why didn’t he tell me?”

“To spare you the worry, I imagine. He was struggling to get the money back so he wouldn’t shame you.”

Her mother shook her head. As Isabella held her close, she thought of things Mac had told her that she could never explain to her mother. It seemed that Lord Scranton had gone into considerable debt to give Isabella her coming-out ball, determined that it be the largest and most elegant of the Season. He’d pinned his hopes on pairing Isabella with one of three young men of fortune to whose families Lord Scranton owed a great deal of money. A marriage with one of them would not only wipe out that debt but let Lord Scranton climb out of the slough he’d gotten himself get into. Isabella had destroyed his hopes when she’d slipped away with Mac to marry him. The fathers of the other three gentlemen had been very angry and demanded that Lord Scranton repay them immediately.

Why did he not tell me? Isabella had asked Mac in indignation. If I’d known I needed to marry to help him, I might not have let my head be turned by the first handsome gentleman who danced with me.

Your father is proud and wanted to orchestrate all without anyone guessing. You were supposed to be dutiful without incentive. I’m afraid, love, that your father had no idea that you had any thoughts in your head at all.

But why did he object when I married you? You and Hart could have dug him out of debt and sent him and Mama off on a long holiday.

Mac had smiled. And be beholden to Hart Mackenzie, the Scottish duke, the rest of his life? Never.

Bloody fool, Isabella had muttered. This was before Bellamy had woken Mac in the wee hours and handed him the message from Inspector Fellows, who’d gone to investigate when he’d heard of the sudden death of Isabella’s father. A natural death, Fellows had said. A sad one.

“I’m here now, Mama,” Isabella said. “I won’t leave you alone again.”

Lady Scranton leaned into Isabella as another flood of tears escaped her.

Isabella stayed with her mother until Lady Scranton declared she needed to lie down. Isabella helped her upstairs, delivering her to her redoubtable lady’s maid. The maid whispered her gratitude to Isabella—Lady Scranton hadn’t shut an eye since the earl’s death, no matter how much the servants had tried to get her to sleep.

Isabella left Lady Scranton in her maid’s capable hands and went down the painfully familiar hall to Louisa’s room and tapped on the door. To a tired, “Yes, what is it?” Isabella entered.

Louisa rose from the chaise on which she’d been reclining and dropped the quilt that had covered her to it.

Isabella’s breath caught. Louisa had filled out from the lanky colt Isabella remembered to a lady of soft curves, her eighteen-year-old face clear and strong. Louisa’s eyes were as green as ever, and framed with rich, brown-red lashes. She wore black now, though without the veil her mother had donned, but Isabella’s little sister had grown into such a lovely young woman. When she had her coming-out ball, she’d stun every gentleman senseless.

“Isabella.” Louisa took a hesitant step forward. “They told me you were here, but Mama wanted me to stay in my room.”