“Who would have thought a year ago that I'd have been living in Marmouton again this Christmas,” she said dreamily to Billy on the phone, and he smiled wistfully, remembering the time they had spent together. He was still recovering from the shock of knowing that she was married now, and not coming back to Iowa, except maybe for a visit someday. He was seeing a lot of his girlfriend Debbi, but missing Marie-Ange. Nothing was the same anymore.

“Who would have thought a year ago that you'd turn out to be an heiress, and I'd be driving a new Porsche.” In some ways it seemed fitting even to him that she would be a countess. And he hoped for her that Bernard would turn out to be everything she thought he was. But Billy was still leery of him. It had all happened so quickly.

Life continued in the same fast pace for Bernard and Marie-Ange after the holidays. They traveled back and forth to Paris and stayed at his apartment. It was small but beautiful and filled with wonderful antiques. In January, she discovered she was pregnant, and Bernard was ecstatic. He kept talking about how old he was, how much he wanted a child with her, and that he hoped it would be an heir for his title. He desperately wanted a son.

And within days of her announcing to him that their first child was on the way, the renovation on Marmouton began, and within weeks the chateau was a shambles. Suddenly, they were redoing everything, the roof, the walls, the long French windows were being enlarged, the height of the doorways. He had a spectacular new kitchen planned, a brand-new master suite for them, a nursery that he promised her would look like a fairy tale, and a movie theater in the basement. The entire electrical system was being revamped, along with the plumbing. It was a massive undertaking that far exceeded Marie-Ange's understanding of what he'd planned, and it was easy to figure out that it was going to be staggeringly expensive. He was even planting endless acres of new vineyards and orchards. But Bernard told Marie-Ange that he wanted her home to be perfect for her. The work was being designed by his architect friend from Paris. And there were dozens of workers everywhere.

And Bernard also promised her that much of the interior work would be done by the time she had the baby in September. And when she called Billy again, she told him she was pregnant.

“You sure didn't waste any time, did you?” he said, still sounding worried about her. Everything seemed to be happening to her with the speed of sound, and she told him that Bernard was anxious to start a family with her, as he was so much older than she was, and had lost his only son.

She had also written to her Aunt Carole to tell her about the changes in her life, but she had had no answer. It was as though her great-aunt had closed the door on her and moved on.

By March, the chateau was covered with scaffolding, there were workmen everywhere, and they spent more time in Paris. And although Bernard's apartment was small for both of them, it was a splendid pied-a-terre, with grand reception rooms, high ceilings, and beautiful old boiseries and wood paneling. It was filled with expensive antiques, paintings he had inherited from his family, and Aubusson carpets. It was indeed an apartment fit for a countess. But they both preferred Marmouton.

And in the summer, he told her that they needed to get away from the construction at the chateau, and their absence would allow the workmen to move faster. He had rented a villa in Saint-Jean-Cap-Ferrat for them, and a two-hundred-foot motor yacht that went with it. And he had invited a number of his friends to visit them there.

“My God, Bernard, how you spoil me!” She laughed when she saw the house and yacht in Saint-Jean-Cap-Ferrat. They had them for the month of July, and by August they planned to be in Marmouton again, as by then, she would be eight months pregnant, and wanted to slow down. She was going to have the baby at the hospital in Poitiers.

The time they spent in the South of France seemed like magic to her. They went out, saw his friends, and the villa was constantly filled with houseguests from Rome, Munich, London, and Paris. And everyone who visited them saw how happy they were and was delighted for them.

Her time with Bernard had been the happiest nine months of her life, and they were both excited about the baby. The nursery was ready when they got back to Marmouton, and Bernard had hired a local girl as a nanny for her. And their sumptuous master suite was completed for them at the end of August, but the rest of the chateau was still a work in progress. But so far, despite the amount of work they'd done, there hadn't been a single problem. Everything was going according to plan.

It was on the morning of September first, as she was folding tiny little shirts in the nursery, that the local contractor came to find her. He said he had some questions to ask her about the ongoing work on the plumbing. Bernard had put in fabulous new marble bathrooms, with Jacuzzis, enormous tubs, and even several saunas.

But she was startled when, at the end of his conversation with her, the contractor seemed reluctant to leave the room and looked awkward. There was obviously something on his mind, and when she asked him pointedly what it was, he told her.

His bills had not been paid since the work began, although the count had promised him a payment in March, and another larger one in August. And all of the other suppliers who were working for them were encountering the same problem. She wondered if Bernard simply hadn't had time to get to it, or had forgotten while they were on the Riviera. But what she discovered, as she questioned the man, was that no one had been paid since the beginning of the project. And when she asked him if he had an idea of what was currently owed to them, he told her he wasn't sure, but that it was well over a million dollars. She stared at him in astonishment as he told her the numbers. She had never thought to ask Bernard what he was paying to restore the chateau, and even improve it. When he was through, it was going to be impeccable outside, and state of the art inside. But it had never occurred to her what it would cost him to restore the chateau for her.

“Are you sure?” Marie-Ange asked the contractor in disbelief. “It can't be that much.” How could it be? How could it possibly cost that much to redo the chateau? She was embarrassed that Bernard was planning to spend that much on it, and felt guilty for all the changes she had approved. And she promised the contractor to discuss it with her husband that night, when he got back from a brief business trip to Paris. He hadn't actually worked in the past year, although he went to Paris for meetings several times a month, but she knew that they were to meet with his advisers on his own investments. He had told her he was loath to go back to working at the bank, he wanted to spend time with her, and concentrate on the construction they were doing. And in the fall, he wanted to spend more time with her and the baby, and she was flattered and pleased that he wanted to do that.

But that night, when he got home, she mentioned her meeting with the contractor, and was embarrassed to bother him about it. She said simply that some of the suppliers had not been paid, and she wondered if his Paris secretary had somehow forgotten to send the payments. And much to her relief, Bernard didn't seem worried about it. She also told him how sorry she was that the renovation was costing him so dearly.

“It's worth every penny of it, my love,” he said with a tenderness and ease that touched her deeply. He begrudged her nothing. In fact, he constantly spoiled her, with small gifts and large ones. He had bought a beautiful Jaguar for her in June, and himself a new Bentley. And he told her now that he had been waiting for some investments to clear before he paid the contractor a large balloon payment. He had told her he was heavily invested in oil in the Middle East, and he had other holdings in a variety of countries, and he didn't want to lose money selling them while the various international markets fluctuated. It sounded perfectly sensible to her, as it would have to anyone, she assumed. In fact, he said, with a look of mild embarrassment, he had been thinking about asking her to use some of her funds temporarily, as everything she had was fairly liquid, and he would repay her when some of his investments matured, in early October. It was a matter of a month or six weeks, but would satisfy their creditors, and Marie-Ange saw no problem with it. She told him to do whatever he wanted to handle it, she trusted him completely. He said he'd handle it with her bank, and would have her sign whatever was needed to make the transfers. But she was still apologetic to him about what it would eventually cost him, and offered to alter some of what they'd planned so it would be less expensive.

“Don't worry your pretty head about it, my love. I want everything to be perfect for you. All you have to think about is having the baby.” Which was what she did for the next two weeks. She put the entire matter of the construction bills out of her mind, particularly after he had her sign the papers to make the transfer from her account to his. And the contractor assured her the following week that everyone was satisfied now. It didn't even worry her that she had advanced a million and a half dollars to cover it, because Bernard was going to reimburse her shortly. It still amazed her to be talking about that kind of money, and she had assured the head of the trust department at her bank, when he questioned her, that it was only a temporary transfer.

She spent the next two weeks taking long walks with Bernard in the familiar woods she loved, and going out to dinner with him. Everything at the chateau was ready for their baby, although the rest of the work still continued.

The baby came on schedule, late one night, and Bernard drove her to Poitiers when the pains got strong enough. He took her to the hospital in style, like a queen, in his new Bentley. And he was pleased that the delivery was quick and easy, and the baby, a little girl, was beautiful and healthy. She was the portrait of her mother. And they named her Heloise. Heloise Frangoise Hawkins de Beauchamp, and brought her home two days later.

Marie-Ange fell instantly in love with her, and Bernard made a huge fuss over both mother and baby. There was champagne and caviar when they got home, and a spectacular diamond bracelet for Marie-Ange for being so brave, he said, and because he was so proud of her. But he also let her know that he hoped that Heloise would have a little brother soon. He still desperately wanted a son and heir for his title, and although he never actually said it to her, Marie-Ange had a lingering suspicion that she had failed him.

And when Heloise was a month old, the contractor came to see Marie-Ange, and told her that the bills had not been paid for the past six weeks, and had mounted up again. This time they amounted to roughly two hundred and fifty thousand dollars.

His request reminded Marie-Ange that Bernard's holdings were about to mature then, and she mentioned it to him, hesitantly, but with no doubt that he would pay for the continuing work at Marmouton, which was due to be complete by Christmas. And Bernard assured her that it was not a problem, although the maturity on his investments had been extended again, and he needed her to cover the bills just one more time, and he would pay her all of it in November. She explained it to her bank, as she had before, and the following day made the transfer. She had paid out nearly two million dollars by then, but the Chateau de Marmouton had never looked better.

And when Heloise was six weeks old, Marie-Ange surprised Bernard by visiting him in Paris. But when she got to the apartment, he was not there, and the woman who cleaned for them told her that he was at the rue de Varenne, overseeing the workers there.

“What workers? What is at the rue de Varenne?” Marie-Ange looked startled, and the woman looked worried. She said she thought it might be a surprise for Marie-Ange, and they had only begun construction the week before. She suggested that Marie-Ange not say anything to her husband about it, but Marie-Ange couldn't resist the urge to drive by the address and see what was there. And what she saw when she drove by, with the baby in the car with her, was an enormous eighteenth-century hotelparticulier, with stables, a huge garden, and a courtyard. And Bernard was standing out front with the architect and an armload of blueprints, and before she could drive away again, they saw her.

“So you found it,” he beamed at her. “I was going to surprise you with the blueprints at Christmas.” He looked proud rather than disappointed that she had found him. And Marie-Ange looked baffled.