She was sure the others were just as anxious to be with their families today-all except Banner, she temporized with a glance across the room at him. What was his story, anyway? Was he estranged from his family? Or just, as he had claimed, in no mood for holiday travel?

“Maybe if we drive very slowly and carefully…” Pop began, his gaze on his wife's disappointed expression.

“Don't even think about it,” Bobby Ray said flatly. “I've been driving these roads for years and they're dangerous enough when they're wet. Add patches of ice and you've got a disaster waiting to happen. You saw me hit the ditch yesterday. First time I've done that in years.”

To Lucy's relief, Pop didn't argue. He merely nodded in resignation and patted his wife's hand.

Before anyone else could speak, Joan and the children entered the room. It was obvious at a glance that Tricia had been crying. Her face was red and streaked with tears and her lower lip was still quivering. Tyler didn't look much happier. His head hung and his shoulders drooped as he followed his mother into the kitchen. Joan tried to smile for the benefit of the other adults, but the smile didn't reach her brown eyes.

It was a very unhappy trio, Lucy thought with a surge of sympathy. No child should look so sad on Christmas Eve.

Banner looked at the family, then reached again for the pancake batter. “There's milk in the refrigerator. With the door closed, it stayed cool enough. We might as well drink it before it goes bad.”

“We put some of the perishable stuff outside in a big cooler,” Bobby Ray added. “It'll probably stay cold enough out there to keep anything from ruining too quickly.”

Without saying a word, the children took their seats at the table. Tricia climbed onto the bar stool she'd sat on the night before. Their mother set plates of pancakes and glasses of milk in front of them, and they began to eat without enthusiasm.

Miss Annie studied the children compassionately. “Did you sleep well?” she asked them.

Both nodded without looking up from their breakfasts.

“Yes, thank you,” Tyler mumbled after a nudge from his mother.

“You both look like someone licked the red off your lollipops,” Bobby Ray commented.

Tyler heaved a deep sigh. “It's Christmas,” he said, as if that should explain everything.

“That should make you smile, not frown,” Bobby Ray replied.

Tricia's lip quivered again. “We were s'posed to go to Grandma's. Santa was going to come there tonight. But Mama said we can't go 'cause of the ice.”

“I still think we could make it,” Tyler insisted. “If Mama would drive real slow…”

“Now you sound like me,” Pop said ruefully. “The others have convinced me that it would be foolish to even try. Trust me, boy, it's better to celebrate Christmas a day late than not to have the chance at all.”

“But there's nothing to do here,” Tyler protested. “There's not even any electricity, so we can't watch TV or anything.”

“I don't want to stay here for Christmas,” Tricia agreed in a whine. “I want to go to Grandma's.”

Lucy saw Banner's jaw clench as he took the seat next to Lucy with his own breakfast. Bobby Ray shifted uncomfortably in his chair, the Carters looked anxious, and Joan seemed apologetic for her children's complaining. Unless someone did something very soon, it was going to be a very long day.

Electing herself to be that someone, Lucy donned a bright smile and addressed the children. “You know what I think we should do today?”

They looked at her without much interest. “What?” Tyler asked.

“Banner hasn't gotten around to decorating for Christmas. He's been too busy,” she added, deliberately not making eye contact with her host. “I think he would really like it if we all helped him decorate today.”

Tricia, for one, looked somewhat intrigued. “He would?”

“I would?” Banner murmured so that only Lucy could hear.

Lucy kept her gaze focused on the children. “Of course he would. It's Christmas.”

“I, um, don't have any Christmas decorations,” Banner said.

The children's budding enthusiasm wilted visibly. Lucy spoke even more enthusiastically. “Okay, fine. We'll just have to make some, won't we? That will be even more fun, won't it, kids?”

“I don't know how,” Tricia said uncertainly.

“I'll show you.” Lucy found the courage to look at Banner then. “You'd like us to decorate for you, wouldn't you, Banner?”

“Yeah,” he said, trying to play his part. “Sure.”

His doubtful tone drew a look from her, but she turned quickly back to the kids. “We'll get started as soon as we've finished breakfast, okay? It will be a lot of fun.”

Tyler and Tricia began to eat more enthusiastically, and Joan gave Lucy a smile of gratitude.

Banner, Lucy noted surreptitiously, simply looked resigned.

Chapter Four

When the children finished eating, they dashed off to brush their teeth while their mother and Lucy washed dishes in water heated on the stove. Bobby Ray and Banner assisted Miss Annie into the living room, where they settled her in the rocker in front of the fire with an afghan around her and her knitting close at hand. Pop sat on the couch with one of Banner's recent newsmagazines.

Between the light from the windows and the glow of the fire, there was just enough illumination in the room for reading and knitting, though Banner offered to bring in an oil lamp if the light began to fade. Satisfied that the older couple was comfortable, Banner wandered back into the kitchen.

He leaned against the bar, watching Joan and Lucy efficiently clean his kitchen. Well, to be specific, he watched Lucy. His gaze was drawn to her, no matter how hard he tried to concentrate on anything else.

“Just what, exactly, do you intend to use for decorations?” he asked her curiously.

She tossed aside her dish towel and tapped a fingertip against her chin. “We'll need a tree, of course…”

“A tree,” he repeated, hoping he had misunderstood.

“A Christmas tree,” she clarified, looking surprised that it had been necessary. “Do you have an artificial one, by any chance?”

“No, I don't own one.”

She looked disappointed. “I suppose we could get by without a Christmas tree…”

Some insane impulse made him say, “I'll find you a tree.”

Had he really volunteered to tromp around out there in the ice, cut down a tree and then figure out some way to stand it up in his house? Her sudden, radiant smile assured him that he had. Looking at that smile, he couldn't even honestly say he regretted the words.

He wondered if maybe the milk had been spoiled, after all. He found it much easier to attribute his uncharacteristic behavior to bad milk than to the charms of a pretty Christmas elf's smile.

“What kind of tree?” Bobby Ray asked, coming back into the room.

“They want a Christmas tree,” Banner answered.

“Not if it's too much trouble,” Joan insisted, trying to shrink into the woodwork behind her.

Joan was such a mousy, unprepossessing woman, Banner thought. She couldn't be less like Lucy, who was even now using her hands to describe to Bobby Ray exactly what sort of tree she envisioned for their holiday decorating.

The big trucker nodded, then looked at Banner.

“You've got some small evergreens in the woods around your house, don't you?”

“Yeah. It shouldn't take long to find one. The hard part's going to be finding one that isn't covered with ice.”

“Maybe if there's one that's been sheltered by bigger trees…”

“So much trouble,” Joan fretted, wringing her hands.

“Not if it means making them kids happy for Christmas,” Bobby Ray assured her kindly.

Joan's eyes welled. “That's very kind.”

Both Banner and Bobby Ray took a few steps backward, discomfited by the sight of tears. “We'll, uh, take care of the tree,” Banner said quickly, then turned to Lucy. “What else do you need for decorations?”

She tapped her chin again. “Popcorn, maybe, for stringing. Do you have any art supplies? Paper, glue, markers-that sort of thing?”

Banner turned on one heel. “I'll see what I can gather up.”

“Thank you, Banner,” she called after him as he left the room.

It must have been the milk, he thought again with a slow shake of his head.

By midmorning Lucy had turned the living room into a Christmas workshop. Banner had provided a generous-and rather surprisingly varied-supply of materials. Colored papers, thin sheets of cardboard, markers, glue, large tubes of silver, red and gold glitter, several colors of ribbon, yarn and fabric scraps. There was also a shoebox filled with buttons of all different shapes, sizes and colors, and a couple of booklets of gold and silver star-shaped stickers.

“Craft supplies?” Lucy asked when he'd carried the big carton of items into the room.

He shrugged. “My great-uncle kept supplies here to entertain his friends' children when they visited-kept the kids from getting into his tools. I used to play with the craft stuff, myself, when I was a kid. Always looked forward to it-until I got old enough to start working with his tools, which I liked even better. I found this carton in one of the storage closets after I moved in, and I thought it might come in handy someday.”

She gave him a grin. “Looks like it's 'someday.”'

“Apparently,” he agreed with that slight quirk of his lips that she had finally decided was a smile.

Now, warmed by the crackling fire, Joan and the children sat around the coffee table happily making paper chains and ornaments for the tree Banner and Bobby Ray had gone out to find. The dog snoozed beneath the round oak table, seeming to enjoy the company.

Miss Annie knitted contentedly in her rocker, while Pop strung popcorn on fishing line. His hands were a bit gnarled, but he handled the needle skillfully. “I've strung plenty of popcorn in my day,” he boasted. “Done my share of sewing, too.”

Lucy studied the scene with a touch of smugness. Very domestic. The children were laughing and the adults were all smiling. The appetizing scent of popcorn filled the room, and the flickering of the candles that lightened the shadowy corners added an old-world charm.

What a clever idea she'd had, she thought as she turned toward the kitchen to pour herself another cup of coffee. Now everyone was happy again.

She had just stepped into the room when the kitchen door flew open with a bang and Banner carried Bobby Ray into the house.

Of course, Banner wasn't exactly carrying the much larger man, but he was obviously supporting him as Bobby Ray limped inside, a painful grimace behind his beard. Forgetting the coffee, Lucy rushed forward. “What happened? Bobby Ray, are you hurt?”

It was a stupid question, she realized as Banner lowered the other man into a chair. But Bobby Ray answered patiently. “I'm okay. Just took a spill on the ice, that's all. Bruised, but no real damage.”

Having heard Lucy's cry, Joan came in to see what was going on. She took one look at the men and hurried to the percolator. “You both look half-frozen.”

Banner and Bobby Ray had peeled off their hats and gloves, revealing faces reddened by cold and fingers that moved stiffly as they reached for the steaming mugs Joan offered them. Lucy bit her lower lip in guilt. She had been so focused on having a Christmas tree for the children that she hadn't given enough thought to the dangers of trudging around on a sheet of ice.

She moved closer to Bobby Ray. “Are you sure nothing's broken? Maybe I should look at your injury to see how bad it really is.”

Banner cleared his throat.

Bobby Ray gave a bark of laughter. “I don't think so, Lucy. Truth is, my feet flew out from under me and I landed flat on my-” he glanced at Joan, then concluded “-on my behind. Just bruised my tailbone, that's all. It's sore as he-er, heck, but I'll be all right.”

“You should at least take a pain reliever.”

Banner moved to the pantry, took out a plastic bottle of ibuprofen, and tossed it to Bobby Ray, who caught it in one big hand. Lucy noted that Banner's expression was shuttered, so that she couldn't read his thoughts. Which, she decided with a grimace, was probably just as well.

He caught her eyes as he moved toward the back door again. “I'll go out and build a stand for the tree,” he said, handing her his empty mug when he passed her.

Setting the mug on the counter, she turned to follow Banner out onto the back porch, leaving Joan to see to Bobby Ray. The frigid air hit her like a hard kick, driving the breath from her lungs. It hung in a frosty cloud in front of her. She crossed her arms over her thick sweatshirt and shivered. “You found a tree?”