He might have forced himself to relax – he knew how – but he remembered her face. A man didn't forget that face. God knows, he hadn't. Timeless. In one of his youthful fantasies, he'd imagined her as a princess, lost and lovely in flowing silks. And himself as the knight who would have slain a hundred dragons to have her.

The memory made him scowl.

She'd hardly changed, he thought. Her skin was still pale Irish roses and cream, the shape of her face still classically oval. Her mouth had remained full and romantically soft, her eyes that deep, deep, dreamy blue, luxuriously lashed. They were watching him now with a kind of baffled alarm as he took his time looking her over.

She'd pulled her hair back in a smooth ponytail, but he remembered how it had flowed, long and loose and gleaming blond over her shoulders.

She was tall – all the Calhoun women were – but she was too thin. His scowl deepened at that. He'd heard she'd been married and divorced, and that both had been difficult experiences. She had two children, a boy and girl. It was difficult to believe that the slender wand of a woman in grubby jeans and a sweaty T – shirt had ever given birth.

It was harder to believe, harder to accept, that she could jangle his nerves just by standing ten feet away.

With his eyes still on hers, he went back to his polishing. “Do you want something?”

She let out the breath she hadn't been aware she was holding. “I'm sorry to just drop in this way. I'm Suzanna Dumont. Suzanna Calhoun.”

“I know who you are.”

“Oh, well...” She cleared her throat. “I realize you're busy, but I'd like to talk with you for a few minutes. If this isn't a good time –”

“What about?”

Since he was being so gracious, she thought, annoyed, she'd get right to the point. “About your grandfather. He was Christian Bradford, wasn't he? The artist?”

“That's right. So?”

“It's kind of a long story. Can I sit down?”

When he only shrugged, she walked to the pier. It groaned and swayed under her feet, and she lowered herself carefully.

“Actually, it started back in 1912 or '13, with my great – grandmother, Bianca.”

“I've heard the fairy tale.” He could smell her now, flowers and sweat, and it made his stomach tighten. “She was an unhappy wife with a rich and difficult husband. She compensated by taking a lover. Somewhere along the line, she supposedly hid her emerald necklace. Insurance if she got up the guts to leave. Instead of taking off into the sunset with her lover, she jumped out of the tower window, and the emeralds were never found.”

“It wasn't precisely –”

“Now your family's decided to start a treasure hunt,” he went on as if she hadn't spoken. “Got a lot of press out of it, and more trouble than I imagine you bargained for. I heard you had some excitement a couple weeks ago.”

“If you can call my sister being held at knife point excitement, yes.” The fire had come into her eyes. She wasn't always good at defending herself, but when it came to her family, she was a scrapper. “The man who was working with Livingston, or whatever the bastard's calling himself now, nearly killed Lilah and her fiancé.”

“When you've got priceless emeralds with a legend attached, the rats gnaw through the woodwork.” He knew about Livingston. Holt had been a cop for ten years, and though he'd spent most of that time in Vice, he'd read reports on the slick and often violent jewel thief.

“The legend and the emeralds are my family's business.” “So why come to me? I turned in my shield. I'm retired.”

“I didn't come to you for professional help. It's personal.” She took another breath, wanting to be clear and concise. “Lilah's fiancé used to be a history professor at Cornell. A couple of months ago, Livingston, going under the name of Ellis Caufield, hired him to go through the family's papers he'd stolen from us.”

Holt continued to polish the brightwork. “Doesn't sound like Lilah developed any taste.”

“Max didn't know the papers were stolen,” Suzan – na said between her teeth. “When he found out, Caufield nearly killed him. In any case, Max came to The Towers and continued his research for us. We've documented the emeralds' existence, and we've even interviewed a servant who worked at The Towers the year Bianca died.”

Holt shifted and continued to work. “You've been busy.”

“Yes. She corroborates the story that the necklace was hidden, and that Bianca was in love, and planning to leave her husband. The man she was in love with was an artist” She waited a beat. “His name was Christian Bradford.”

Something flickered in his eyes then was gone. Very deliberately he set down his rag. He pulled a cigarette from a pack, flicked on a lighter then slowly blew out a haze of smoke.

“Do you really expect me to believe that little fantasy?”

She'd hoped for surprise, even amazement. She'd gotten boredom. “It's true. She used to meet him on the cliffs near The Towers.”

He gave her a thin smile that was very close to a sneer. “Saw them, did you? Oh, I've heard about the ghost, too.” He drew in more smoke, lazily released it. “The melancholy spirit of Bianca Calhoun, drifting through her summer home. You Calhouns are just full of – stories.”

Her eyes darkened, but her voice remained very controlled. “Bianca Calhoun and Christian Bradford were in love. The summer she died, they met often on the cliffs just below The Towers.”

That touched a chord, but he only shrugged. “So what?”

“So there's a connection. My family can't afford to overlook any connection, particularly one so vital as this one. It's very possible she told him where she put the emeralds.”

“I don't see what a flirtation – an unsubstantiated flirtation – between two people some eighty years ago has to do with emeralds.”

“If you could get past this prejudice you seem to have toward my family, we might be able to figure it out.”

“Not interested in either part.” He flipped open the top of a small cooler. “Want a beer?”

“No.”

“Well, I'm fresh out of champagne.” Watching her, he twisted off the top, tossed it toward a plastic bucket, then drank deeply. “You know, if you think about it, you'd see it's a little tough to swallow. The lady of the manor, well – bred, well – off, and the struggling artist. Doesn't play, babe. You'd be better off dropping the whole thing and concentrating on planting your flowers. Isn't that what you're doing these days?”

He could make her angry, she thought, but he wasn't going to shake her from her purpose. “My sisters' lives were threatened, my home has been broken into. Idiots are sneaking in my garden and digging up my rosebushes.” She stood, tall and slim and furious. “I have no intention of dropping the whole thing.”

“Your business.” He flicked the cigarette away before jumping effortlessly onto the pier. It shook and swayed beneath them. He was taller than she remembered, and she had to angle her chin to keep her eyes level. “Just don't expect to suck me into it.”

“All right then. I'll just stop wasting my time and yours.”

He waited until she'd stepped off the pier. “Suzanna.” He liked the way it sounded when he said it. Soft and feminine and old – fashioned. “You ever learn to drive?”

Eyes stormy, she took a step back toward him. “Is that what this is all about?” she demanded. “You're still steaming because you fell off that stupid motorcycle and bruised your inflated male ego?”

“That wasn't the only thing that got bruised – or scraped, or lacerated.” He remembered the way she'd looked. God, she couldn't have been more than sixteen. Rushing out of her car, her hair windblown, her face pale, her eyes dark and drenched with concern and fear.

And he'd been sprawled on the side of the road, his twenty – year – old pride as raw as the skin the asphalt had abraded.

“I don't believe it,” she was saying. “You're still mad, after what, twelve years, for something that was clearly your own fault.”

“My fault?” He tipped the bottle toward her. “You're the one who ran into me.”

“I never ran into you or anyone. You fell.”

“If I hadn't ditched the bike, you would have run into me. You weren't looking where you were going.”

“I had the right of way. And you were going entirely too fast.”

“Bull.” He was starting to enjoy himself. “You were checking that pretty face of yours in the rear – view mirror.”

“I certainly was not. I never took my eyes off the road.”

“If you'd had your eyes on the road, you wouldn't have run into me.”

“I didn't –” She broke off, swore under her breath. “I'm not going to stand here and argue with you about something that happened twelve years ago.”

“You came here to try to drag me into something that happened eighty years ago.”

“That was an obvious mistake.” She would have left it at that, but a very big, very wet dog came bounding across the lawn. With two happy barks, the animal leaped, planting both muddy feet on Suzanna's shirt and sending her staggering back.

“Sadie, down!” As Holt issued the terse command, he caught Suzanna before she hit the ground. “Stupid bitch.”

“I beg your pardon?”

“Not you, the dog.” Sadie was already sitting, thumping her dripping tail. “Are you all right?” He still had his arms around her, bracing her against his chest.

“Yes, fine.” He had muscles like rock. It was impossible not to notice. Just, as it was impossible not to notice that his breath fluttered along her temple, that he smelled very male. It had been a very long time since she had been held by a man.

Slowly he turned her around. For a moment, a moment too long, she was face – to – face with him, caught in the circle of his arms. His gaze flicked down to her mouth, lingered. A gull wheeled overhead, banked, then soared out over the water. He felt her heart thud against his. Once, twice, three times.

“Sorry,” he said as he released her. “Sadie still sees herself as a cute little puppy. She got your shirt dirty.”

“Dirt's my business.” Needing time to recover, she crouched down to rub the dog's head. “Hi, there, Sadie.”

Holt pushed his hands into his pockets as Suzanna acquainted herself with his dog. The bottle lay where he'd tossed it, spilling its contents onto the lawn. He wished to God she didn't look so beautiful, that her laugh as the dog lapped at her face didn't play so perfectly on his nerves.

In that one moment he'd held her, she'd fit into his arms as he'd once imagined she would. His hands fisted inside his pockets because he wanted to touch her. No, that wasn't even close. He wanted to pull her inside the cottage, toss her onto the bed and do incredible things to her.

“Maybe a man who owns such a nice dog isn't all bad.” She tossed a glance over her shoulder and the cautious smile died on her lips. The way he was looking at her, his eyes so dark and fierce, his bony face so set had the breath backing up in her lungs. There was violence trembling around him. She'd had a taste of violence from a man, and the memory of it made her limbs weak.

Slowly he relaxed his shoulders, his arms, his hands. “Maybe he isn't,” he said easily. “But it's more a matter of her owning me at this point.”

Suzanne found it more comfortable to look at the dog than the master. “We have a puppy. Well, he's growing by leaps and bounds so he'll be as big as Sadie soon. In fact, he looks a great deal like her. Did she have a litter a few months ago?”

“No.”

“Hmm. He's got the same coloring, the same shaped face. My brother – in law found him half – starved. Someone had dumped him, I suppose, and he'd managed to get up to the cliffs.”

“Even I draw the line at abandoning helpless puppies.”

“I didn't mean to imply –” She broke off because a new thought had jumped into her mind. It was no crazier than looking for missing emeralds. “Did your grandfather have a dog?”

“He always had a dog, used to take it with him wherever he went. Sadie's one of the descendants.”

Carefully she got to her feet again. “Did he have a dog named Fred?” Holt's brows drew together. “Why?”

“Did he?”

Holt was already sure he didn't like where this was leading. “The first dog he had was called Fred. That was before the First World War. He did a painting of him. And when Fred exercised the right de seigneur around the neighborhood, my grandfather took a couple of the puppies.”

Suzanne rubbed suddenly damp hands on her jeans. It took all of her control to keep her voice low and steady. “The day before Bianca died, she brought a puppy home to her children. A little black puppy she called Fred.” She saw his eyes change and knew she had his attention, and his interest. “She'd found him out on the cliffs – the cliffs where she went to meet Christian.” She moistened her lips as Holt continued to stare at her and say nothing. “My great – grandfather wouldn't allow the dog to stay. They argued about it, quite seriously. We were able to locate a maid who'd worked there, and she'd heard the whole thing. No one was sure what happened to that dog. Until now.”